student loan forgiven
Dec 06 2020
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My 401(k) Added After-Tax Contributions & Roth In-Plan Conversions

By Lucas Casarez, CFP®

Did your employer recently announce a couple of new features? Being able to make after-tax contributions and initiate Roth in-plan conversions is a game changer! I love when these features are added to my clients’ 401(k) plans because it allows us to supercharge their retirement savings while implementing advanced tax-planning strategies that can save multiple thousands of dollars in taxes. These work best when you use them together to implement what is called a “Mega…

Nov 25 2020
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How Much Should I Have Saved in Retirement?

By Lucas Casarez, CFP®

Have you seen the rough estimates that you should have saved at various ages? These rough targets are useful, but may not be entirely accurate to you and your unique circumstances. I cover the importance of at least being aware of targets for the amount of money you should have saved in retirement accounts. Good excuses why you may not be on track early on in your career Why the older you get, the more…

what to do with your old retirement account
May 26 2020
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What to Do With Your Old 401(k) Strategy Guide

By Lucas Casarez, CFP®

You have how many old 401(k)s or retirement accounts?  It’s really easy to have multiple 401(k)s out there from previous employers and feel overwhelmed with keeping track of them.  Whether you have one or many accounts floating around out there, this guide will help you determine what your options are. Cheat Sheet Step 1.  Find Out Where Your Old Account is Held.   The easiest way to find this out is to check for an…