student loan forgiven
Dec 06 2020
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My 401(k) Added After-Tax Contributions & Roth In-Plan Conversions

By Lucas Casarez, CFP®

Did your employer recently announce a couple of new features? Being able to make after-tax contributions and initiate Roth in-plan conversions is a game changer! I love when these features are added to my clients’ 401(k) plans because it allows us to supercharge their retirement savings while implementing advanced tax-planning strategies that can save multiple thousands of dollars in taxes. These work best when you use them together to implement what is called a “Mega…

Nov 25 2020
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How Much Should I Have Saved in Retirement?

By Lucas Casarez, CFP®

Have you seen the rough estimates that you should have saved at various ages? These rough targets are useful, but may not be entirely accurate to you and your unique circumstances. I cover the importance of at least being aware of targets for the amount of money you should have saved in retirement accounts. Good excuses why you may not be on track early on in your career Why the older you get, the more…

Oct 28 2020
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#1 Mistake When Choosing 401k Investments

By Lucas Casarez, CFP®

zoom_0 [00:00:00] hello today, I’m going to talk with you about your 401k and the number one mistake that I see people make regarding the investments within their 401k. So typically what happens is you get set up with your new 401k. You go in there and there’s a handful of options to choose from every now and then you’ll have a whole bunch, but most of the time it’s gonna be like a dozen…