Employee Stock Purchase Plan (ESPP) Calculator

By Lucas Casarez, CFP®

Use the calculator to estimate your potentially guaranteed return rate on your employer stock purchase plan (ESPP). The only way to lock in the return is to try and sell the shares as soon as they are purchased. This will result in taxes being recognized in the year of the sale, which you can also project in the calculator below. If you need a reminder on the basics of how your employer stock purchase plan…